Solution in my opinion

Solution

There could be a number of solutions for this issue, out of which a two way system will be briefly
discussed in the present passage.
Agriculture loan will be provided to farmers via Banks. Loan at the interest rate of like the present
rate 4% per year. But this solution will provide farmers loan without modgage, the security or the
guarantee of Bank’s provided capital will be the produced corps.
Example:- Bank provide a farmer 100,000 rupees loan on 3 acre of land for producing potato. In a
normal production rate 210-230 packet (per packet 50-55 kg) can be produced on a acre land
averagely. Now Bank will acquire 70% of produced potatoes as the guarantee of their given sum.
Now the sum will be- 70% of 210-230= 150aprx. In 3 acres it will be 450 packs aprox. Now the
capital + Interest= 104,000 rupees. Now per pack price will be 232-240 minimum. Every year Govt.
bought a lot of corps for food bank & export to other countries, in this solution Govt. will Act like
the buyer of the corps directly from the farmers. It will ensure the best price for the farmers.
Now after paying back to the bank farmers still have their own 30% of corps as 60-90
packets, at present condition in the year 2015 the reduction of the price if a farmer sell his rest of
corps at the lowest price, it will be all his profit no matter how much low the price is. And he will
not bear any headache to pay his loan back.
After Govt. acquire the corps via bank if the price hiking happens and the corps price will go high
then Govt. will pay back the profit after charging a minimum interest on that money.
Example: - The 70% of acquired corps 3 acre will be 450 packs aprox. In price hiking the per pack
price moves to 500-600 per packs, as the year 2014 then the total price will be 225000-250000
rupees. Now bank will take 15% of this money as being the payer of that money when cultivating
started & rest of the money will be returned to the farmers as their own profit.